More about the Business Owners Credo for DA

How do you know if you are a compulsively debting business owner?
Some of the experiences and behaviors that led to compulsive debting were:
We neither knew when bills or taxes were due, nor did we remember if and what we had paid or still owed.
We confused our personal finances with our business finances.
We often did not know the exact costs of our overhead, operating expenses or profit margins.
We had no business plan.
We lived in a state of deprivation for the sake of our business.
We undervalued and underpriced our goods and services.

How to change. A change of mind and will is necessary. The answers--from ACIM:
I am as God created me. I and Jesus (InJ, InI) have mastered time and space.
I have not personal interests and needs.
I count my blessings, which are infinite.
Only God's Plan for me will work.
Sacrifice is nowhere, for I have been given everything in the creation.
It is impossible to overestimate myself and my contribution.