Meditation on the Virtues

Thirteen Virtues
Temperance -- I am limited and moderate in my needs, knowing that I have none, and that they have already been fulfilled in God.
Silence I do not judge or comment on error. " Resist not evil!"
Order I allow true order to govern my thoughts.,
Resolution I am resolute and will. ,
Frugality fru'-gal, a. [OFr. frugal, from L. frugalis, economical, temperate]
1. economical; not spending freely or unnecessarily; saving; sparing; not profuse or lavish. - Webster's Dictionary
"Frugality is an old-fashioned concept. When you hear the word you might think of solid New Englanders from the 1800's. But the word has many applications in today's world. For example, buying items on sale and using coupons are both marks of frugality. Perhaps a better, more modern way to talk about it would be to call it creative saving. That's all it is. Frugality is the attempt to save money when you can, rather than spending it.
Why might you want to be frugal? As discussed in the article entitled "Incentives", most people start down the road of creative saving because there is something they would like to have. They have set a financial priority or goal, and they are willing to save in other areas in order to reach the financial goal faster. The goal might be something as immediate as a new bedroom set, or as long term as early retirement. " from http://www.bygpub.com/finance/finance12.htm
Other virtues--Moderation, Cleanliness, Tranquility, Chastity, Humility, Constancy, Joyousness, Generosity.