Debtors Anonymous is for those whose lives are out of control with indebtedness and overspending.
Answer these following fifteen questions:
1. Are your debts making you unhappy?
2. Are they distractions?
3. Have they affected your reputation?
4. Have they affected your self esteem?
5. Have you lied in order to get credit?
6. Have you lied or make unreasonable promises to your creditors?
7. Are you careless with your family's welfare because of your debts?
8. Are you afraid of being exposed with your total indebtedness?
9. Is borrowing giving you a false sense of relief and pleasure?
10. Do you worry about your debts instreead of soundly resting?
11. Have you gotten drunk or taken drugs because of your debts?
12. Have you borrowed money without caring about the rate of interest you have to pay, or even paying the money back in general?
13. Are you certain a credit report will turn out adverse?
14. Have you fail to stick to a program of paying off your debts?
15. Do you justify your debts by a false sense of superiority and false hope about the future?
If a good number of those answers were yes's, then maybe DA will be a help for you. Like other 12 step programs, it is not for everyone. However, it may be well worth invetigating.
The website is at: http://www.debtorsanonymous.org/.
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